Each business ought to have the capacity to give representatives access to a scope of value willful supplemental protec.


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Every business should be able to provide employees access to a range of quality voluntary supplemental insurance benefits from a company they trust. Working For You. Bridging The Gap. Benefit Services Group specializes in…
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Each business ought to have the capacity to give representatives access to a scope of value willful supplemental protection profits by an organization they trust. Working For You

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Bridging The Gap Benefit Services Group has some expertise in… … crossing over the advantage correspondence crevice between a business and worker. … crossing over the advantage bundle crevice by offering supplemental protection scope. … crossing over the advantage scope hole for your representatives particular family circumstance.

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Our Mission Benefit Services Group (BSG) is an advantage enlistment organization, concentrating on advising people in settling on educated choices in regards to the race of regale, which best suit their necessities. We trust the most profitable resource in any association is its workers. In today\'s aggressive work environment advertise, bosses need to offer a complete advantage bundle to hold quality representatives. BSG represents considerable authority in an automated coordinated enlistment prepare which focuses on the significance of every representative meeting actually with an advantage pro. This methodical approach is consistent to the representative, as well as for the business also. Authorized experts In business since 1989…

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Allstate Safe and sound Financial quality and solid benefits have made Allstate a pioneer in the protection business. Allstate reliably positions higher than our rival\'s major budgetary rankings in both Fortune 500 rankings and aggregate resources. Fortune 500 Rankings for The year 2004 rankings were taken from the Fortune 500 site at www.fortune.com Allstate 47 th AFLAC 158 th Unum Provident 208th Allstate Workplace Division Underwritten by American Heritage Life Insurance Company

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What We Know Voluntary supplemental protection is essential to your representatives Its esteem can be measured amid a critical moment – a mischance, an incapacitating harm, an ailment or a demise Navigating through the decisions of deliberate supplemental protection advantages can threaten You require an organization who sets aside the opportunity to comprehend your necessities and who can give the learning and experience you are looking for You merit an association with an expert who sets aside the opportunity to listen to your necessities. Advantage Services Group, Inc., will help you make an advantages bundle for your organization and get ready worker correspondence arranges We give you alternatives so you will have the privilege moderate deliberate supplemental protection items for your representatives

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Our Knowledge & Experience We have been in the matter of offering representative correspondence and supplemental advantages for more than 13 years. We have 75 years of joined work environment benefits encounter that will guarantee your requirements and destinations are met We work with each of our corporate customers to assess their representative advantage projects and offer answers for improve their general advantage decisions We are authorized in 40 states and are committed to addressing your needs

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Our Knowledge & Experience HR offices are much littler today and need a supplemental protection accomplice to convey reliable advantages correspondence and enlistment bolster 1 With the quantity of representatives wanting to remain in their present positions tumbling from 62% in 2003 to 59% in 2004, associations are turning out to be more inspired by intentional advantages to amplify their offering 2 Most managers today offer at least one deliberate advantages, putting aggressive weight on their companions to extend their willful offerings 3 Employees welcome the opportunity to communicate with Benefit Specialists for more individual, inside and out meeting 1 Employees rank "advantages" their #1 imperative occupation fulfillment figure 4 Only 27% of full-time workers gauge accurately that their organization burns through $4,000 or more every year, per worker, for restorative protection 5 What we\'ve found out about bosses What we\'ve found out about representatives 1. Issues in Worksite Marketing, 2/2003 2. Worker Benefit News, 9/2004 3. benefits Connection, 10/2004 4. 2004 Job Satisfaction Survey directed by SHRM and CNNfn 5. MetLife 2004 Employee Benefits Trend Study

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Supplemental Benefit Needs Voluntary advantages protection may be a good fit for your organization in the event that: You\'re worried with the increasing expense of worker advantages You\'d like an opportunity to give benefits that help you procure and hold quality representatives You\'d jump at the chance to be focused with different organizations who give more than just wages Your representatives have been asking for upgraded or post-retirement benefits, similar to life coverage that goes past gathering term arrangements

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A Helping Hand Your representatives ought to get the most out of your intentional supplemental protection benefits Finding additional cash for advantages can be troublesome By taking full favorable position of the Section 125 duty rules you can help your manager and representatives make the most of each penny We can help you reveal the "shrouded paycheck," the additional dollars you can spend for advantages for a business and worker\'s sake Are you compelled to offer a high deductible medicinal arrangement or bring about a substantial rate increment We can help you conquer any hindrance Feel sure we will help you in planning and upgrading advantage projects and methodologies custom-made to your organization\'s needs Flexible Innovative Empowering Section 125 Supplemental Benefits Flexible Spending Account Dependent Care Assistance HSA HRA

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Employer Advantages Very little of your time and exertion required Enrollment prepare gives workers advantage training and data All arrangements work with your current advantages to fill crevices and give extra assurance Supports your sympathy toward your representative\'s welfare Most deliberate arrangements are completely versatile with no COBRA inclusion Most arranges are Section 125 qualified, in this way creating extra dollars to your primary concern

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Employee Advantages Participation is totally deliberate – representatives can pick profits by a menu of inclusions Coverage is accessible for life partner and youngsters Convenient finance reasoning of premiums Even if representatives leave the organization, they can keep the protection by paying the premiums straightforwardly to the insurance agency (most plans) Enrollment is simple with a basic application process and quick endorsements Quick reaction to cases handling questions Most arranges are Section 125 qualified, in this manner creating extra reserve funds to the worker

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A Broad Product Portfolio Voluntary Individual Workplace Products No interest essentials • Fits all circumstances Universal Life Insurance Term Life Insurance Disability Insurance Cancer Insurance Accident Insurance Medical Gap Insurance Heart/Stroke Insurance Critical Illness Insurance

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Enrollments Services Our advantage bundles offer a considerable measure of alternatives for your workers We will be there to demonstrate your workers what they have to know to settle on the right choices for their families We have demonstrated enlistment techniques that will direct your workers through the way toward enlisting Your workers ought to have the data they have to settle on the right advantage choices

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Enrollments Services Our dedication is to give you a quality redid enlistment Benefit Services Group\'s authority position in the working environment benefits industry guarantees you will have the bolster you have to assemble the right answer for your gathering and your representatives Our main goal is to give you the arrangements and inventive innovation that makes your advantage arrangement less demanding to oversee, and in particular - comprehend your necessities and how we can help you Enrollment is simple, with our turn-scratch enlistment arrangement, which permits you to run your operation the way you need We\'ll hear you out and we\'ll tailor our administrations in a way that works best for you

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Continued Service Our dedication stretches out to helping you and your workers after the enlistment As our client, it is our objective to give you the best administration in the business We need your involvement with us to be valuable to you and your workers With continuous support, your workers have the fundamental advantages as their needs change Our office is staffed with bilingual faculty and operators to give enlistment openings, approach holder benefit demands, charging help, answers to profit questions, recipient changes, and claims help To us, associations with our clients are our greatest resource

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Your Needs Analysis Are you experiencing issues with… Data exactness Long enlistment periods Inconsistent advantage message and building up correspondence with workers Having challenges staying aware of the consistent blast of protection advantage choices Retaining and inspiring representatives Administering and inspecting representative advantage programs with your representatives Devoting time to help your workers in taking care of advantages related inquiries

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Our Solution We can serve as contacts between your workers and the protection transporter We will give specific administrations to you and your representatives which will expand work fulfillment Face to face correspondence is crucial By conveying advantage instruction and advising representatives feel enabled enhancing their efficiency and confidence Let us help you guarantee that your advantage program fulfills the requirements of your workers Benefits Specialists handle representative protection, boss correspondence needs, for example, annuity and investment funds arrange, strategy changes, exceptional occasions and other vital boss messages

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Implementation Process Complete an exhaustive investigation of your aggregate worker benefits We will help you select a modified menu of advantages that will help your representatives We give support and guidance at all times the program begins effectively and keeps on pursuing easily amid and the enlistment procedure

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Step By Step Complete your organization advantage profile A definite information sheet which plots your current benef

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