Gaps in Timely Access to Care Among Workers with Disabilities: Pre-ACA Benchmark Study

1. Gaps in Timely Access to Care Among Workers by Disability Status: Will the ACA Change the Landscape? Presentation at the ASHE Fifth Biennial Conference Los Angeles, CA Jody Schimmel Hyde Gina Livermore June 25, 2014

2. 2 Background and Study Purpose Documented difficulties in accessing health care among people with disabilities (PWD) Limited information on employed individuals with disabilities Purpose of this study: Assess disparities in access to care for employed PWD relative to their non-disabled counterparts Intended to be a pre-ACA benchmark Descriptive, not estimating behavioral effects

3. 3 Data and Sample Selection Integrated Health Interview Survey (IHIS), pooled 2006-2010 Individuals age 18-64 who report being employed for pay in the past 1-2 weeks Stratified by disability status Self-report of a health condition that limits work (3.5% of overall sample) Employment rate of PWD was 24% compared to 77% among those without disabilities

4. 4 Three Measures of Timely Access to Care Full Sample Has Disability No Disability Delayed medical care due to cost 11.0 32.0 10.3 Needed, but could not afford, medical care 7.9 25.2 7.3 Encountered structural access difficulty 10.6 20.6 9.8 Note: Weighted estimates of sample adults from the pooled 2006-2010 IHIS. All differences are statistically significant at the 1% level. Structural access difficulties include lack of transportation; couldnt get appointment soon enough; office hours were not convenient; couldnt get through by phone; wait at doctors office too long.

5. 5 Differences in Characteristics Might Explain Some of the Access Differences Has Disability No Disability Age 25-44 33.4 47.6 College graduate 20.3 32.2 Married 46.0 57.4 Lives alone 26.5 14.1 Income <100% FPL 15.7 7.4 Works full-time 57.5 79.7 Note: Weighted estimates based on sample adults from the pooled 2006-2010 IHIS. All differences are statistically significant at the 1% level.

6. 6 Large Differences in Source of Coverage, but Uninsurance Rates Not Dramatically Different Has Disability No Disability Source of Insurance Employer 55.9 70.6 Medicaid 10.5 2.8 Other public 12.6 3.8 Uninsured 20.1 17.5 Note: Weighted estimates based on sample adults from the pooled 2006-2010 IHIS. All differences are statistically significant at the 1% level.

7. 7 Differences in Job Features May Signal Differences in Quality of Insurance Coverage Has Disability No Disability Job is paid hourly 63.1 57.0 Job has paid sick days 41.7 56.2 Private sector 68.3 74.1 Management, business, professional 22.5 30.5 Blue collar and military-related 26.0 22.2 Firm has 1-24 employees 43.7 38.5 Firm has 50 or more employees 39.8 45.3 Note: Weighted estimates based on sample adults from the pooled 2006-2010 IHIS. All differences are statistically significant at least at the 5% level.

8. 8 Regression-Adjusted Differences To account for large differences in observable characteristics by disability status: Logistic regression to generate the predicted probabilities of experiencing access difficulties Group means evaluated at the sample average for characteristics other than disability status Model controls for demographics, income, insurance status, and job characteristics Paper adds variables in stepwise fashion for illustrative reasons to gauge relative importance of factors explaining disparities

9. 9 Large Gaps in Cost-Related Access Difficulties, Even After Controlling for Observables Source: Authors calculations based on IHIS, 2006-2010.

10. 10 Structural Access Difficulties Persist After Controlling for Covariates Source: Authors calculations based on IHIS, 2006-2010.

11. 11 Workers with Disabilities Also Have Significantly Worse Health Status Models did not control for health status because highly correlated with measure of disability Illustrative to consider how much of remaining gap can be explained if health also controlled for Has Disability No Disability Reports Excellent Health 27.2 71.6 Reports Good/Fair Health 66.0 28.0 5+ Days in Bed in Past Year 27.3 5.0 Note: Weighted estimates based on sample adults from the pooled 2006-2010 IHIS.

12. 12 How Much Can Be Explained by Differences in Health Status? Source: Authors calculations based on IHIS, 2006-2010.

13. 13 Summary of Findings Employed PWD significantly more likely to report difficulties accessing timely medical care Disparities reduced for cost-based access after controlling for observable differences Access issues are still twice as high Disparities for structural access not explained by control variables Access issues remain 50 percent higher Health status explains a large portion of remaining gap

14. 14 Why Might We Expect Reduction in Disparities Going Forward? Many provisions in the ACA will increase access overall, but not reduce disparities Removal of preexisting condition limits Dependent coverage through age 26 Employer mandate Other provisions will substantially change the overall insurance rates and mix of coverage sources, particularly among employed PWD Medicaid expansions Availability of exchange-based coverage Income-based subsidies

15. 15 For More Information Jody Schimmel Hyde, Senior Researcher, Center for Studying Disability Policy JSchimmel@mathematica-mpr.com Gina Livermore, Senior Researcher, Center for Studying Disability Policy GLivermore@mathematica-mpr.com